Bridge financing
Bridging to the event
Some transactions create a temporary cash need: an acquisition to fund before long-term debt is in place, an asset sale under way, a grant or refund expected, a delayed receipt.
Bridge financing covers this need over a short period. It is repaid by an event identified from the start: refinancing, sale, receipt.
When it fits
Acquisition
Funding the acquisition until the final financing is in place.
Pending asset sale
Advancing the proceeds of a property or asset sale already under way.
Delayed receipts
Covering the wait for a large payment, a grant or a refund.
Investment
Starting an investment before long-term funding is drawn.
Ahead of refinancing
Securing a maturity while the refinancing is prepared.
Speed
Funders able to decide and disburse within a few weeks.
Our approach
Assessment
Need, timing, assets and existing commitments: we measure what can be financed and on what terms.
Funder file
A clear file, prepared once, in the format specialist funders expect.
Targeted approach
We approach the funders that fit your situation, without broad circulation.
Set-up and follow-up
Terms, security, documentation, timing: we follow the set-up through to first drawdown.
Youllsee advises and does not lend: we prepare your file and present it to the right funders, alongside your bank partners.
Frequently asked questions
How long does bridge financing last?
Generally from a few months to two years, depending on the repayment event.
Why does it cost more?
The funder takes a short-term risk and commits quickly. The cost should be weighed against the opportunity lost without funding.
What security is required?
Usually security over the asset or cash flow that will repay the bridge, sometimes with additional guarantees.
What if the event is delayed?
Extension terms must be negotiated from the start. It is a central point of the preparation.
Do you have a short-term need to cover?
A first 30-minute call with our team, confidential and with no commitment.