About
Financing for situations the banks no longer understand
Founded in 2020, Youllsee is an independent Swiss advisory firm specialising in complex financing mandates in constrained circumstances.
We step in when standard bank ratios no longer tell the full story: rapid growth, transition, turnaround, or a need that goes beyond existing facilities.
Youllsee works to Swiss legal standards and follows a controlled execution framework, designed to protect confidentiality, sequencing and discipline throughout.
Every mandate is built on
- Strict confidentiality
- Disciplined information governance
- A defined sequence for approaching the market
- Documented decision points
Our principles
Independence
We advise and never lend. We have one aim: the financing that best suits the company, from all the relevant funders.
Confidentiality
We share no information without your consent, and nothing before an NDA is signed. Every recipient is identified.
Discipline
A six-step process, documented decisions and a timetable we stick to, from preparing the file to first drawdown.
Transparency
Scope, contacts and fees are set out in writing in the engagement letter before any approach is made.
Senior-led by design
Founded by Thierry Sénéchal, Youllsee brings together a small team of financing professionals. Every mandate is led at senior level, from preparing the case to lender strategy and critical execution decisions.
Our work runs within a controlled process, so every step is documented, properly sequenced and accountable.
Being based in Switzerland means high standards of discretion, data protection and contractual clarity.
We carry the pressure of the process, so your management team doesn't have to.
Thierry Sénéchal, CEO
Our funder network
We work with specialist funders in Europe and beyond, alongside the company’s existing banks. We present each case only to the funders suited to its situation.
Banks
Commercial banks and asset finance banks, whether long-standing partners or new ones.
Factors
Domestic and international factoring, confidential or disclosed.
Leasing companies
Equipment leasing and finance leases across Europe.
Funds and asset managers
Private debt funds, special situations funds and asset managers, for growth and turnaround alike.
Property investors
Sale and leaseback investors in operational property.
Surety providers and insurers
Contract bonds and payment guarantees.
The companies we support
SMEs and mid-sized companies with revenue above €8m, and fund-owned groups, whose needs no longer fit standard bank criteria. We also help asset managers finance their portfolio companies and acquisitions.
We work in particular with capital-intensive industries, whose equipment, inventory and property offer financing options that standard bank criteria undervalue.
Our solutions
Sectors
The situations we handle
Growth and working capital
The business is growing faster than its credit lines: inventory to build, customers paying later, orders to pre-finance.
Acquisition
Buying a company or making a bolt-on acquisition, when bank debt cannot match the timing or the amount.
Refinancing
A maturity is approaching, the bank group is at its limit or pulling back, covenants are tightening.
Turnaround
Results have weakened and the banks are pulling back: asset values can be used to rebuild liquidity and buy time.
Continuation plan
A safeguard or judicial reorganisation plan approved by the court: financing the plan and the recovery of the business.
Bonds your customers require
Performance, advance payment or retention bonds, when your bank guarantee lines are full.
Our quality commitment
We follow a written quality policy and a formal complaints procedure, and we are working towards ISO 9001 certification.