Financing a continuation plan
The restart paradox
Plan approval is a decisive step, but cash remains tight: plan instalments to meet, suppliers asking for cash payment, inventory to rebuild, orders to pre-finance. Just as activity picks up, access to standard bank credit is often at its hardest.
Funders specialising in asset-based finance, factoring, inventory finance, sale and leaseback and private debt operate in these situations, alongside existing bank partners.
What can still be financed
Industrial equipment
Leasing or sale and leaseback on machinery and production lines, assessed at market value.
Inventory
Facilities backed by eligible inventory, moving in step with activity.
Receivables
Factoring and receivables finance to turn invoices into cash.
Operating real estate
Sale and leaseback of premises: plant, warehouse, offices or head office, while staying in place.
Orders and contracts
Funding backed by an identified order or contract, to pre-finance production.
Bonds and guarantees
Contract bonds and payment guarantees issued by surety providers and insurers.
Our approach
Assessment
Plan schedule, cash requirement, available assets: we measure what can still be financed.
Funder file
Judgment, plan, forecast, asset inventory: a clear file, in the format specialist funders expect.
Targeted approach
We approach the funders that fit each asset, without broad circulation.
Set-up and follow-up
Terms, security, timing: we follow the set-up through to first drawdown.
Youllsee advises and does not lend: we prepare your file and present it to the right funders.
Frequently asked questions
Can a company obtain financing while executing a plan?
Yes. Historical banks often step back, but specialist funders lend against the company’s assets and cash flows rather than its past ratios.
Which assets can be used?
Mainly equipment, inventory, receivables, operating real estate and the order book. Each asset matches a type of funder.
Does the financing need court approval?
It depends on the commitments set by the plan and on the type of security. The plan supervisor and your advisers should be involved early.
How long does a first set-up take?
Allow a few weeks in general from a complete file, depending on the asset and the funder.
Which companies are concerned?
Companies with revenue above €8m whose safeguard or reorganisation plan has been approved by the court.
Can your continuation plan be financed?
Six questions, two minutes: a first view of what can still be financed and the levers to explore.
A first 30-minute call with our team, confidential and with no commitment.